Privacy Policy

1. Information We Collect

12 Sept 2025 - Updated

We collect the following types of information to provide and improve our services:

  • Personal Information:
    • Full name
    • Email address
    • Phone number
    • Date of birth (if required for verification)
    • Identity verification documents (if required by law, e.g., KYC/AML compliance)
  • Financial Information:
    • Wallet balance and transactions
    • Goal details (goal title, target amount, saved amount, progress)
    • Payment method details (UPI ID, bank account, card details, etc.) – stored securely via third-party payment gateways
    • Transaction history (recharges, withdrawals, transfers, goal savings)
  • Device & Technical Information:
    • IP address
    • Browser/device details
    • App usage data (logins, clicks, session duration)
    • Cookies or similar tracking technologies

2. How We Use Your Information

12 Sept 2025 - Updated

We use your information to:

  • Create and manage your account.
  • Enable wallet recharges, deposits, and withdrawals.
  • Allow you to create and track saving goals.
  • Process payments securely via third-party payment partners.
  • Send important notifications (transactions, security alerts, account updates).
  • Improve app functionality and user experience.
  • Prevent fraud, unauthorized access, or illegal activities.
  • Comply with legal and regulatory requirements.

3. Sharing of Information

12 Sept 2025 - Updated

We do not sell your personal data. However, we may share information with:

  • Payment Service Providers: To process wallet recharges and withdrawals securely.
  • Regulatory Authorities: If required by law or government agencies.
  • Service Providers: For cloud hosting, analytics, and technical support.
  • Business Transfers: In case of a merger, acquisition, or company restructuring.

4. Data Security

12 Sept 2025 - Updated

We implement industry-standard security measures to protect your information, including:

  • End-to-end encryption for sensitive data.
  • Secure payment gateway integrations (PCI-DSS compliant).
  • Regular audits and monitoring to prevent unauthorized access.

However, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and keep your login details confidential.

5. Data Retention

12 Sept 2025 - Updated

We retain your personal and financial information for as long as necessary to:

  • Provide services
  • Comply with legal obligations (e.g., financial regulations)
  • Resolve disputes
  • Enforce agreements

After this period, your data will be securely deleted or anonymized.

6. Your Rights

12 Sept 2025 - Updated

Depending on your country or region, you may have the right to:

  • Access the personal data we hold about you.
  • Request corrections to your data.
  • Request deletion of your data (subject to legal/regulatory obligations).
  • Restrict or object to processing.
  • Withdraw consent at any time.

To exercise these rights, contact us at eco.admin@yopmail.com.

7. Children’s Privacy

12 Sept 2025 - Updated

Our services are not intended for children under 18. We do not knowingly collect personal information from minors. If we discover such data, we will delete it immediately.

8. Third-Party Links

12 Sept 2025 - Updated

Our App may contain links to third-party websites or services. We are not responsible for their privacy practices. Please review their policies before providing any personal data.

9. Changes to This Policy

12 Sept 2025 - Updated

We may update this Privacy Policy from time to time. When we make changes, we will update the “Last Updated” date and notify you via the app or email (if applicable).

10. Contact Us

12 Sept 2025 - Updated

If you have any questions about this Privacy Policy or how your data is handled, please contact us:

ECOTONE.GA

Email : ecopargne@gmail.com

Phone : +24177883006

Address : Plot No. 33, Gringer Street Battery IV Libreville - Gabon (GA)